Yes. Effective November 17, 2025, we can work with as few as 10 full-time W2 employees who work 30+ hours per week and are paid 12 months per year., with access to ACA-compliant health insurance. (NOTE: a minimum of 5 employees must participate)

No. There is no maximum. Our largest customer to date has over 50,000 eligible employees with access to ACA-compliant health insurance.

No. It is not required for the employer to have a self-insured medical plan in place or switch to one in order to benefit from the savings our program offers.

No, This is NOT insurance or a fixed indemnity program. We provide a SIMERP that is fully-compliant with HIPAA, ERISA and the IRS . You will learn more on your call with our team.

Yes, this program is available in all 50 United States.

This program is available to any organization that has at least 10 full-time W2 employees who have major health insurance through their employer, spouse, or the exchange. The industry does not matter and can be a for-profit, a non-profit like a charity, professional association, or political organization, or even a government entity like a city, county, or state.

No, you do not need to make any additional benefits available to your employees. The voluntary benefits are optional.

You do NOT have to replace or change any employee benefits you have in place. Our program only enhances your offering.

If you do not currently offer employee benefits or you offer limited benefits, our program gives you the opportunity to offer supplemental voluntary benefits that your employees can pay for from their savings.

Yes. We have PEOs as customers and those who share this program with their clients.

Yes and we can discuss that during your Introductory Call